Free Finance Calculators for India
Calculators for SIP, EMI, tax, GST, PPF and more. Free, with no signup.
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About WebToolsKit Finance Calculators
WebToolsKit finance calculators are built for Indian users and follow current Indian rules and rates. Plan an SIP, check a loan EMI, compare tax regimes or work out GST in a few clicks. Calculators run in your browser, so your salary, loan and investment figures are not sent to our server.
All Finance Calculators
| Calculator | What it does |
|---|---|
| SIP Calculator | Estimate the future value of a monthly mutual fund SIP. |
| EMI Calculator | Monthly EMI, total interest and repayment for home, car and personal loans. |
| Income Tax Calculator | Compare tax under the old and new regimes. |
| GST Calculator | Add GST to a price or remove it from a GST-inclusive price. |
| PPF Calculator | Estimate PPF maturity value and interest. |
| FD Calculator | Fixed deposit maturity amount and interest. |
| RD Calculator | Recurring deposit maturity amount and interest. |
| CAGR Calculator | Average yearly growth rate of an investment. |
| SWP Calculator | See how long a corpus lasts with monthly withdrawals. |
| Inflation Calculator | Future cost and purchasing power after inflation. |
| CTC to In-Hand Salary Calculator | Convert CTC to monthly in-hand salary. Includes PF, professional tax and income tax for old and new regime. |
| Simple & Compound Interest Calculator | Interest on interest, with any compounding. |
| Currency Converter | Type an amount, pick the currency you have and the currency you want, and see the result instantly with the exchange rate and the time the rates were last updated. Add several currencies, swap in one click and check the 7-day rate trend. |
| mortgage calculator | Choose US or UK, enter your loan, interest rate and term, and see your estimated monthly payment, total interest and total loan cost. A full amortization schedule shows how much of each payment goes to principal and how much to interest. |
| loan amortization calculator | Enter your loan amount, interest rate and term to see your monthly payment, total interest and total payment, with a full month-by-month schedule. Add an extra monthly payment to see how much sooner you finish and how much interest you save. Works for car, personal, student and other fixed-rate loans in any currency. |
| vat calculator | Add VAT to a net price or remove it from a gross price. Pick an EU country to fill in its standard rate, or type any rate, and see the net price, the VAT amount and the gross price in large, clear text. |
| sales tax calculator | Add sales tax to a price, or take it out of a final price. Pick a US state to fill in its base rate, or type your own, and see the net price, the sales tax amount and the gross price in large, clear text. |
Rates and Rules Our Calculators Use
| Item | Current rule |
|---|---|
| PPF interest rate | 7.1% per year for Oct-Dec 2026. The government reviews it every quarter. |
| GST slabs | 0%, 5%, 18% and 40% (luxury and sin goods). The 12% and 28% slabs were removed on 22 Sep 2025. |
| New tax regime (FY 2026-27) | Standard deduction of ₹75,000 for salaried taxpayers. Section 87A rebate of up to ₹60,000, so taxable income up to ₹12 lakh pays no tax. |
Last checked on 30 September 2026. Rates and rules can change.
Quick Examples
| Calculator | Example | Result |
|---|---|---|
| SIP | ₹5,000 a month for 10 years at 12% | About ₹11.6 lakh (₹6 lakh invested, about ₹5.6 lakh gain) |
| EMI | ₹50 lakh home loan, 8.5%, 20 years | EMI of about ₹43,391 |
| PPF | ₹1.5 lakh a year for 15 years at 7.1% | About ₹40.7 lakh at maturity |
| GST | ₹1,000 plus 18% GST | ₹1,180 |
| CAGR | ₹1 lakh grows to ₹1.8 lakh in 3 years | About 21.6% per year |
| Inflation | ₹1,00,000 today at 6% inflation for 10 years | Costs about ₹1,79,085 then. Today's ₹1 lakh is worth about ₹55,839 in today's terms |
| Income tax | ₹12 lakh salary, new regime, FY 2026-27 | ₹75,000 standard deduction leaves ₹11.25 lakh taxable. The rebate brings tax to ₹0 |
| RD | ₹5,000 a month for 5 years at 6.5% | About ₹3.55 lakh (interest about ₹55,000). Varies by bank |
| SWP | ₹1 crore at 10% return, withdraw ₹1 lakh a month | Lasts about 18 years |
Why Use WebToolsKit Finance Tools?
- Current rules: Tax, GST and PPF figures follow current Indian rules.
- Private by design: Calculations run in your browser and your figures are not sent to our server.
- Free and fast: No signup, and pages are light enough for low-end phones.
Frequently Asked Questions
1. Which finance calculators are available?
SIP, EMI, income tax, GST, PPF, FD, RD, CAGR, SWP and inflation calculators.
2. Are the calculators free?
Yes, all calculators are free with no signup.
3. Is my financial data private?
Calculations run in your browser and your figures are not sent to our server.
4. Which tax year does the income tax calculator use?
It uses the rules for FY 2026-27 (AY 2027-28). Budget 2026 made no change to the slabs, standard deduction or rebate.
5. What are the current GST rates?
Since 22 September 2025, the main GST rates are 0%, 5%, 18% and 40%. The old 12% and 28% slabs no longer exist. Confirm the rate for your specific product or service before filing.