Inflation Calculator Online
See what your money will be worth after inflation, or what things will cost in the future.
Result - Inflation Adjusted Value
₹ 508.32
Year by Year Breakdown
| Year | Value | Increase |
|---|
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What Is an Inflation Calculator?
Inflation is the rate at which prices rise over time. A rise of 6% a year means that something that costs ₹100 today will cost ₹106 next year. An inflation calculator shows two things: how much more things will cost in the future, and how much less your money will buy.
It uses the compound formula Future Value = Present Value × (1 + inflation rate)years. It works with INR, USD, EUR and GBP, and shows a year-by-year table, total inflation and the purchasing power lost.
How Does Inflation Affect Your Money?
Inflation slowly reduces what your savings can buy. If inflation is 6% a year, ₹10 lakh kept idle today will have the purchasing power of only about ₹5.58 lakh after 10 years. This is why it helps to compare the return on your investments with inflation. For a quick plan, try the SIP Calculator, PPF Calculator or FD Calculator.
How to Use the Inflation Calculator
- Enter the Initial Amount and choose the Currency.
- Select the Start Year and End Year.
- Enter the yearly Inflation Rate, or choose one from the Quick Select list.
- Click Calculate Inflation to see the inflation-adjusted value, price increase, total inflation and a year-by-year table.
Inflation in India
The Reserve Bank of India targets 4% inflation, with an acceptable band of 2% to 6%. Actual inflation changes every year. For example, India's CPI inflation was 6.83% in August 2023 and 4.82% in August 2026 (MoSPI data). Because of this, a single average rate is only an estimate. For exact past values, use the official CPI data from MoSPI.
Inflation Examples
| Case | Rate and period | Result |
|---|---|---|
| Something that costs ₹1,000 today | 6% for 10 years | Costs about ₹1,791 |
| Monthly expenses of ₹50,000 | 5% for 20 years | About ₹1,32,665 a month |
| ₹100 | 6.5% for 10 years | You need ₹187.71 to buy the same things |
| $100 | 3.2% for 26 years | You need about $227 |
What ₹1,00,000 Will Buy in the Future
Value of ₹1,00,000 today, in today's purchasing power:
| Inflation rate | After 10 years | After 20 years |
|---|---|---|
| 4% | ₹67,556 | ₹45,639 |
| 5% | ₹61,391 | ₹37,689 |
| 6% | ₹55,839 | ₹31,180 |
Real Return: Your Return After Inflation
Real return = (1 + investment return) ÷ (1 + inflation) − 1. It shows how much your money really grows after prices rise.
| Investment return | Inflation | Real return (about) |
|---|---|---|
| 7% | 5% | 1.9% |
| 7.1% (PPF rate) | 5% | 2.0% |
| 12% | 5% | 6.7% |
| 6% | 6% | 0% |
These figures are before tax. Tax lowers your real return further.
Why Use the WebToolsKit Inflation Calculator?
- Four currencies: INR, USD, EUR and GBP.
- Year-by-year table: Copy the result or download it as CSV.
- Private by design: The calculation runs in your browser and your amounts are not sent to our server.
Frequently Asked Questions
1. What is inflation and how is it calculated?
Inflation is the rate at which prices rise over time. Future Value = Present Value × (1 + rate)^years. For example, ₹100 at 6.5% inflation for 10 years becomes 100 × (1.065)^10 = ₹187.71. You would need ₹187.71 after 10 years to buy what ₹100 buys today.
2. What is the inflation rate in India?
The RBI targets 4% with a band of 2% to 6%. India's CPI inflation was 4.82% in August 2026. The rate changes every month, so check the latest MoSPI release.
3. What is purchasing power loss?
It shows how much less your money can buy. At 6% inflation, ₹100 today buys only what ₹55.84 would buy today after 10 years, so about 44.2% of its purchasing power is lost.
4. Is this calculator accurate?
It uses the standard compound formula with the rate you enter. Real inflation changes every year, so the result is an estimate. For exact past values, use official CPI data.
5. How do I find what ₹100 in 2000 is worth today?
Enter 100 as the amount, 2000 as the start year, the current year as the end year, choose INR and enter an average inflation rate. The result depends on the rate you choose.
6. What is real return?
It is your return after inflation: (1 + return) ÷ (1 + inflation) − 1. An FD paying 7% when inflation is 5% gives a real return of about 1.9%.
7. Is my data private?
The calculation runs in your browser and your amounts are not sent to our server.